MoneyLion: Banking & Cash Back

Description

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it. BANKING WITH MONEYLION SPEND - GET PAID EARLY (UP TO 2 DAYS)² Fast forward to payday with MoneyLion Spend direct deposit. Open a MoneyLion Spend banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits. CASHBACK & REWARDS- MONEYLION WOW⁷ Get your cash back and even earn rewards on big financial decisions or everyday spending. Access exclusive benefits like cell phone insurance, travel protection, and more. CASH ADVANCES UP TO $500¹ Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no mandatory fees, & no credit check. FAST LOAN OFFERS⁵ Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts. CREDIT BUILDER LOAN WITH A MEMBERSHIP⁶ Credit Builder Loans up to $1,000 with no hard credit check. MoneyLion helps you earn rewards as you improve your credit health. Get alerts and report credit scores to all 3 bureaus; Equifax, Experian and TransUnion. MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover,, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma or Credit One Bank 1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements. Increased Instacash limit requires recurring direct deposit into MoneyLion Spend account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. 2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit. 3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature. 5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees, or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all. 6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506 249 W 17th St, 4th Fl, New York, NY 10011

Recent Reviews

• ★★★★★Don’t use!!!1

  Hate it

  Worst app to use. The chat team make excuses while your sitting in the chat saying your not responding after I have messages after messages. There is no number to call customer service. Just very poor customer service!!!! I won’t use this app I don’t advise anyone to use this app.

• ★★★★★Stary19

  CHAT IS USELESS

  The chat option has not worked for a week and no one’s doing anything about it You ask a few questions and then they start acting like you’re not responding despite responding multiple times and they only answer what they want to answer I have each/every every screenshot “AGENTS” Marvs Josh Jacob MICHALLA Jason Paul Nicole Mykee Absolutely useless I think they are playing video games in between entering chat messages or sleeping or something because they sure aren’t doing their job In the chat, hasn’t worked in a week Used to be great. Moneylion service is in the toilet now !!!

• ★★★★★Shendjdn

  Horrible customer service

  MoneyLion advertises as a instant money grab. I seen this when it was an emergency & really needed the help immediately! But after 2 hours sitting on the phone with their customer service rep for a simple address update the rep guessing every step of the way still couldn’t help!

• ★★★★★Tiffany9782

  Keeps changing my amount

  I’ve had this account for awhile and had an advance of almost $700-nothing changed and they dropped my advance to $350. Don’t like this can happen without any warning or notice.

• ★★★★★T.Thighs

  Cash borrowing

  Receive the money instantly for a small fee like similar apps. This would have to be my favorite app out of all it gave me the highest offer for borrowing. Although one thing I can’t stand is you aren’t able to withdraw more than $100 per transaction which means paying the $7.99 fee each time and it definitely adds up… A higher withdrawal amount would be nice

• ★★★★★Queen Targaryen

  Great for when you’re in the pinch

  Amazing app and it helps me stay up-to-date on bills that I did not foresee coming! Wonderful app

• ★★★★★veronicarye

  No warning

  After I paid this subscription, the app said MoneyLion cannot provide cash advances in the state of CT. It’s only $9.99, but luckily I found out is would be charged automatically every month so I immediately cancelled. This is very misleading and should state from the start the certain states that won’t allow cash advances before they click a finalized payment button. Imagine how many residents of these certain states lost, or continue to lose, money from a MoneyLion subscription they don’t realize they have?

• ★★★★★Dev Silk

  Instacash only

  The only positive thing about this app is the instacash but even that is a money grab. They offered me $600 but in increments of $100 and charged for each withdrawal, so to get that $600 cost about $670 or so. The credit builder loan is garbage. Something else to get your money with no real return and after reading reviews I see I’m not the only one with this opinion. I understand these apps are out to make money but what they charge you for everything and then want tips is ridiculous . I’ve been trying to cancel this “loan” and it still won’t let me. Stay away from it altogether !

• ★★★★★gphillips83

  My family

  The system needs to be repaired. My deposits have consistently been $2400. Every two weeks and I get bonuses through the month and my last deposit was $4900 but because I have constant small deposits through the month, not my payroll direct deposit they want to count them and make me drop from $1200 cash advance to now $150. A slap in the face. As a single father of three, I counted on the $1200 every month and now it’s worthless. I may not get any more advances here. Very dissatisfied at this point.

• ★★★★★Dr. Darkmark

  Lion lion

  Well in. The beginning i couldn’t understand the app but little by little I was adapting so yeah, so you are awesome, thank you keep it up 👍👌