Current - Mobile Banking

Description

Power up your paycheck when you switch to Current. Get paid faster, save smarter, and build credit with ease—all in one app. Join over 6 million members already banking with Current today. With Current you can: — Advance up to $750⁶: Access more of your paycheck if you qualify. — Overdraft fee-free⁵: Breeze from payday to payday without hidden fees. — Get paid up to 2 days early²: Receive your direct deposit as soon as your employer sends it. — Build credit while you bank. — Earn 1% cash back on eligible categories with your Build Card⁴. — Enjoy 24/7 member support. — Access 40,000+ fee-free ATMs nationwide¹. — Add cash in-store at locations like CVS, Walgreens, and McDonald’s. — Earn up to a 4.00% bonus on savings³ and save automatically with Round-Ups. See current.com/docs for full terms and conditions and current.com/legal_disclaimers for more info. Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. ¹ Most AllPoint® ATMs are fee-free. To see if an ATM qualifies for fee-free ATM transactions, please check the Mobile App. ² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Delays by the employer, payer, or their banks may result in delayed access to funds beyond our control. ³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. No minimum balance required. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, you must receive at least one Eligible Payroll Deposit equalling a minimum of $200 over a 35-day period. T&C: current.com/boost_terms_of_service ⁴ For eligible customers only. To earn Points, you must receive at least one Eligible Payroll Deposit of at least $200 over a 35-day period, and as applicable, make Build Card purchases at retailers whose merchant code is classified as either (i) Dining (e.g., restaurants) and Groceries (e.g., supermarkets) or (ii) belonging to the category or categories selected in the app, and complete other actions that Current may designate. Allow 3-5 business days for Points to post to your Current account. Points expire 365 days after they settle. T&C (including specific eligibility criteria): current.com/current_points_terms_and_conditions ⁵ Actual overdraft amount may vary and is subject to change at any time, at Current’s sole discretion. In order to qualify and enroll in the Fee-Free Overdraft feature, you must receive a minimum of $200 or more in Eligible Direct Deposits into your Current Account over the preceding 35-day period and fulfill other requirements subject to Current’s discretion. Negative balances must be repaid within 60 days of the first Eligible Transaction that caused the negative balance. T&C: current.com/overdraft_protection_terms_of_service ⁶ For eligible customers only. Paycheck Advance is offered by Finco Advance LLC, a financial technology company, not a bank. T&C: current.com/docs/paycheck_advance_terms

Recent Reviews

• ★★★★★ballerboy._k

  Advances

  Take to long for advances to go up.

• ★★★★★MaryPeoples99

  Love it

  I’ve been using current for a while and I absolutely love it and so does my husband l….!!! the cash advance is also an extra plus especially when you’re low on extra funds!! And then they have the credit building option which also comes in 2 different cards!!! It’s LITERALLY a all in 1 mobile banking app!!!

• ★★★★★Dirtybillpirate

  PLEASE USE THIS

  If you have bad credit or want to get more points on your credit . I promise you they are worth it and they do 3 days early on pay . Can truly say this is better than PayPal / chime / Cash App / ANYTHING .

• ★★★★★DarlingJane67

  Closes accounts without approval

  Be careful getting this app. It will close accounts for your kids without your approval. If you complain, an AI will tell you to go away. So just know ahead of time your account is not secure.

• ★★★★★1tz_krashh

  Review

  Current is the best I been using it for 4 months now and it hasn’t given me 1 problem

• ★★★★★Clearly cleaning

  Subs

  I can not find the subscription from a credit place that steady was hitting my account and you still haven’t done anything about it I had to block it so private and account protection is not the best

• ★★★★★kingnaz03

  Download now

  Suggest a great app

• ★★★★★Diego kash

  Love it

  Better then Cash App and chime

• ★★★★★Cordell Washington

  DO NOT BANK WITH THEM, THEY STEAL YOUR MONEY!!

  Do not bank with them, I REPEAT! DO NOT BANK WITH THEM! I transferred $2000 to another debit card and NEVER RECEIVED IT! I disputed the claim, showed them all the proof & they still didn’t release my money. They just constantly say “it’s being escalated” but it never gets resolved. Please do not put any money into this app or YOU WILL LOSE IT!

• ★★★★★filethat can save my life

  Horrible

  Do not open an account with Current , one day you will wake up & your account is closed , you don’t have access to your account and no one will email you back to explain what happened , customer service sucks as well as the app