Kikoff – Build Credit Quickly

Description

Kikoff is the smartest way to build credit fast. Starting under 600? You could jump 25 points your first month.* Pick a plan, starting at just $5 a month.† Make your first payment - and Kikoff starts reporting to Equifax, Experian, and TransUnion - which can result in a serious credit glow up. Kikoff works by giving you access to a specialized credit line‡ - designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors - like payment history and utilization - that can determine over half of your credit health. Kikoff's Premium and Ultimate plans can unlock even more features like Rent Reporting (building credit with the rent you already pay), identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡. Best of all? No credit checks, no interest, and no hidden fees. Kikoff is the #1 credit builder on the App Store§ for a reason. After all - it's helped over a million people win at credit. Get started today. *Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary. †Kikoff Credit Service starts at $5/mo for 12 mos. ‡Subject to approval. Reported tradeline intended for financing the purchase of Kikoff products & services (like your monthly Kikoff plan). §Based on Oct 2024 App Store ranking of credit builders in the "Finance" chart. Kikoff Inc. PO Box 40070, Reno, NV 89504 Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.

Recent Reviews

• ★★★★★The App itself-

  Worth It

  I pay the premium worth every penny

• ★★★★★MistyMistyMistyMistyMisty

  Kikoff works 124+ point increase.

  By far the best and easiest credit app I have ever used. Every month there is a visible positive change. Immediately see and dispute credit issues and they actually get removed in a reasonable amount of time ( 30-45 days) resubmit if there is questions. A very tricky account needed 3 submissions and it was finally removed with a 23+ point increase that month. Thank you Kickoff for being as exactly as advertised.

• ★★★★★Abeljay1

  Great Real Trustworthy App

  I’ve been with Kikoff 2 years strong and no issues whatsoever!!

• ★★★★★Bux818

  Won’t get passed my phone number

  I’m trying to sign up it won’t even get past my phone number just keeps showing me a loading circle for like a half hour

• ★★★★★Kikoff sucks

  They suck

  Kikoff refuses to accept my way to verify my address. I am a veteran who just got out of the marine corps. I have been trying to get ahold of them but no live agent will speak to me. Do not use this app. I have no phone or internet bill on paper everything is online because I just moved my drivers license has my address but apparently that’s not enough they are not helpful at all and they will not answer you to help you. DO NOT GET THIS APP

• ★★★★★GmCMigZ

  Wow

  This is the real deal! Up 79 points in 2 months 🤯 💪🏻

• ★★★★★919 mitch

  Love it!

  Help me by a car and house with in 15 months

• ★★★★★Obeyollie

  Excellent!

  I’m always skeptical when it comes to things that pertain to apps having access to my credit reports.. but no lie, my score went from 487 to 610 with Kikoff. I am legitimately impressed and grateful. I was beginning to lose hope. I was able to get a repo and a couple collections removed/settled through the app. Made it easier than I could’ve ever asked for. 11/10 ⭐️⭐️⭐️⭐️⭐️

• ★★★★★Gary Salva

  The best credit fix app

  This is the best thing ever

• ★★★★★Vacantbloom

  Kikoff

  Simple the best !!