Atlas - Rewards Credit Card

Description

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99 every four weeks No other hidden, or surprise fees — Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see ​​atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.

Recent Reviews

• ★★★★★ScottyForant!

  Atlas, the great credit builder.

  Thank you for all you’ve done for me atlas

• ★★★★★Hustler638

  Atlas

  Thanks for helping me to increase my credit score. I love atlas

• ★★★★★Davidlinnens

  Credit boost

  My credit was awful, still not great by any means, but after just a few payments the improvement is definitely noticeable. I load a little bit wvery time i have a few extra bucks and try to forget about it and it’s there for me when I’m in a pinch. Overall im pretty impressed with it so far.

• ★★★★★Amofinancial

  Atlas Is worth it!

  Atlas has risen my Credit Score by 75 pts in 3 months! Very pleased!

• ★★★★★Trouble T210

  Great

  I love this app has done me good

• ★★★★★dcfghu

  Great credit helper

  I downloaded this with a lot of skepticism and to my enjoyment this card has helped me in many ways. And I’m starting to see the positive results on my credit score! I’ll be keeping this card for much longer than originally planned. Thank you Atlas!

• ★★★★★Loula. M

  Scam- they steal money

  they do not give you a credit limit. You have to add your own money from your own bank account. If it spend YOUR OWN MONEY they consider that amount “a balance” then they repay this so called balance to nowhere but themselves and you are not able to access your own money anymore. There is not separate credit account where it goes, it is complete inaccessible. Why use this app when you can use your own bank account where it’s not stolen?! The “perks” they talk about such as cash back is not available for a WHOLE YEAR. This cannot be legal

• ★★★★★Supermariolive

  Amazing 🤞💰🤓

  Very useful and easy to use. I love the atlas app 🎇

• ★★★★★Big show$88

  Game changer!

  This app is great! Thank you so much! 🙏🏾

• ★★★★★DoAk210

  Credit

  Great for a credit , really builds it up 10 out of 10 recommended