Kudos: Put Your Wallet to Work

Description

Kudos is the personal finance app that puts your money on autopilot. Our AI works behind the scenes to lower your bills, find smarter cards, and make sure you never leave money on the table. NEVER MISS A CARD BENEFIT AGAIN The average person loses $624 each year on benefits they forget about or don't know they have. Kudos tracks every benefit across all your cards and makes sure you use them before they expire. ASK KUDOS AI ANYTHING ABOUT YOUR MONEY Ask Kudos AI anything about your money, from your spending to your cards to your missed rewards. Every answer is grounded in your actual financial data, not generic advice. AI-POWERED SPENDING INSIGHTS Kudos analyzes your spending across all your cards and surfaces exactly where you're losing money — the wrong card at the gas station, duplicate subscriptions you forgot about, credits about to expire. Each insight is actionable: complete it, track your savings, and watch the numbers add up. LOWER BILLS WITH ONE TAP Overpaying for internet, phone, or cable? Kudos sends an AI agent to negotiate directly with your provider — no phone trees, no hold music, no awkward conversations. Users save hundreds per year on bills they were already paying. THE BEST CARD AT EVERY STORE Stop guessing at the register. Open the Cheat Sheet and Kudos detects the store you're at and tells you exactly which card to use to earn the most. Not nearby a store? Search by merchant or category to plan ahead. FIND YOUR NEXT BEST CARD Not sure which credit card to apply for? Kudos matches you with cards based on your actual spending habits — not generic "best of" lists. Compare welcome bonuses, rewards rates, and annual fees side by side to find the card that earns you the most. ALL YOUR CARDS IN ONE PLACE See transactions, balances, and spending across every card in a single dashboard. No more logging into five different bank apps to figure out where your money went. FREE CREDIT SCORE MONITORING Track your credit score and understand what moves it — all inside the app you already use to manage your cards. EARN CASHBACK WHEN YOU SHOP Activate shopping cashback at thousands of retailers. Stores pay Kudos a commission and we pass 100% back to you — on top of your existing credit card rewards. WHY KUDOS? - AI bill negotiation saves hundreds per year - Smart spending insights catch costly mistakes - Track your card benefits automatically - Personalized card recommendations based on your spending - All your cards, balances, and transactions in one view - Free credit score monitoring - Shopping cashback at 15,000+ stores - No browser extension required Download Kudos and start saving — on your bills, your purchases, and your time. Terms of Use: https://joinkudos.com/terms

Recent Reviews

• ★★★★★Gnujiw0625

  Great App

  I was struggling to keep track of which card I should use for each purchase to max out my points/cashback rewards. Thanks to this app, it made things 10 times easier!

• ★★★★★NLL84PCTN

  Don’t fall for it, absolute grift

  Unusable without “premium” tier, lots of gamification to get you to upgrade. Stay away.

• ★★★★★Epinapala

  Super app

  Extremely happy with the app. So many boost rewards to chose from.

• ★★★★★BuckyBarnes15Barnes

  The app

  Great

• ★★★★★HermesHdez

  Pure advertisement, not upfront with services.

  I had a really disappointing experience with Kudos. First time trying a finances management app since using Mint years ago. Right from the start, they entice you to input all your personal data, but they completely fail to disclose the cost. There’s no real free trial, you’re just immediately pushed into an expensive subscription. I never got to see or try the promised premium features. It feels really deceptive. I can’t recommend this app to anyone looking for transparency. -Hermes

• ★★★★★SkaLoveru7

  Amazing

  I am using my card right

• ★★★★★jlabourr

  Horrible app

  Doesn’t have a single piece of information correct, all bad advice, and can’t even keep my cards straight. It keeps telling me I used my business card to purchase a bunch of things and my personal card would have been the better option. I USED MY PERSONAL CARD! You cannot trust the advice this app gives because it is all based on incorrect information. I bought the lifetime VIP version and regret it. I have tried to contact customer service with no response. Do not waste your money.

• ★★★★★YoussefJoaquim

  Great

  Great

• ★★★★★Kamhix87

  Good

  Good

• ★★★★★Ash more97

  Paid

  Why do the advertise all theee befits you go through hoops to connect your accounts then at the end you can’t even use anything without paying. The whole point was to get offers on my cards! After 30 minutes they ask for money. The heck no free trial nothing? Screw this I’m deleting.