Ditch: Pay Off Debt Faster

Description

Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Recent Reviews

• ★★★★★B_Miller0625

  Money Management

  So far I have enjoyed it app. Very user friendly and makes it easy to see where your money is actually going.

• ★★★★★Hey itssss tayyyyy

  Do Not Use!!

  The app/subscription is nearly impossible to cancel. Customer services refuses to cancel account, after all steps have been taken, and will withdraw your account. I have also not seen any actual payoff made, although my account was charged

• ★★★★★Hummus79

  One request

  Love this app and have been making big progress with my credit cards so far. I have a savings account open with my credit card issuer and would love to see an option where I can put my spare change from my purchases into the savings account instead of just paying down my debt. Then this app would be perfect.

• ★★★★★maria1weriu9234

  Incorrect balances

  Ditch is pulling in incorrect numbers from my bank, for example, it is says I owe $9999 to 2 credit cards which is inaccurate. I also have not been able to successfully connect Target Red Card account.

• ★★★★★Matt.Moglia

  Great Idea, Terrible Customer Support

  Extremely disappointed with the support experience. Our American Express account was suspended after payments processed through Ditch triggered compliance issues with Amex, and we urgently needed documentation explaining how the payment system works. We’ve tried calling, leaving voicemails, and sending messages through the app, but have received no response at all. For a financial app handling people’s bank accounts and credit card payments, responsive customer support is not optional. Right now we’re facing potential permanent account suspension with Amex and can’t even get a basic explanation letter from Ditch. The app concept is good, but the lack of communication and support when something goes wrong is honestly unacceptable.

• ★★★★★i<3harrypotter

  Paid off my credit card

  I have been working on paying off a stubborn credit card for two years and Ditch helped me make $2k in extra payments AND see where I was wasting money each month

• ★★★★★mgturk178430

  the best app

  I’ve been using ditch for only a few months and have paid off $600 of my debt which doesn’t sound like a like compared to how much debt I’m in but it’s saved me so much on interest! highly recommend!!

• ★★★★★Emwilli

  Well designed app!

  The design makes it easy/fun to use. Such a great idea can’t wait to see the results

• ★★★★★soph.mill1881

  $100 for subscribers

  I thought this would be a useful way to pay off my debt. It didn’t list the cards I wanted to pay off and therefore I canceled my account the same day. A week later they charged me $93.14 for a service I didn’t use and canceled same day. It’s a little steep for people trying to pay off debt I think. Also make sure to cancel in the app and online AND in your Apple subscription or they’ll still charge you.

• ★★★★★Johnsam Sam

  Great app

  Helped me save for travel